Government Regulation Related to Health Insurance (BPJS Kesehatan)

Government Regulation Related to Health Insurance (BPJS Kesehatan)

Here are things you need to know about government regulations related to BPJS Kesehatan that we have reviewed for you. According to article 86 Indonesian Law Number 13 the Year 2003 concerning Manpower, each labor has a right to get the protection of safety and healthy during their work. The right to get the protection is applied in giving insurance through The Social Insurance Administration Organization. The Social Insurance Administration in Indonesia is Badan Penyelenggara Jaminan Sosial or BPJS. There are two types of BPJS such as BPJS Kesehatan and BPJS Ketenagakerjaan. Herewith the explanation about The Health Insurance or BPJS Kesehatan.

The VOA can be obtained directly when you are landed at certain airports and seaports in Indonesia regardless of the purpose of your visits (Business, Tourist, Social). The Visa on Arrival is not a work visa nor a visitation visa. Therefore, it can not be converted to obtain other immigration permits. In addition, the maximum stays permitted for the visa on arrival is 30 days. If you plan to stay longer than 30 days, you need to mention your intention to stay longer. Visa on Arrival can be extended for another 30 days.

The Importance of Health Insurance For Employees

The insurance for health (BPJS Kesehatan) is a government program issued in December 2013. In Presidential Regulation No. 111 of 2013 concerning Amendments to Presidential Regulation No. 12 of 2013 concerning Health Insurance, there are provisions regarding BPJS Kesehatan for employees, including the following:

  1. Participation in compulsory and complementary Health Insurance for all Indonesian residents.
  2. Article 6 paragraph 3 requires the employees to accept themselves and their workers as Health Insurance participants for BPJS Kesehatan by paying contributions.

BPJS Kesehatan is also mandatory for every employee of the company. However, the obligation to register membership is the responsibility of the employer or the company. If the company does not register its employees, then it is threatened with administrative sanctions in the form of reprimands, fines, and not getting public services (licensing).Hence, there is no exception, despite the fact that one may already have another medical insurance of his/her own. Besides Indonesian, foreigners who have been working in the country for at least six months are also eligible to be a participant.

BPJS Kesehatan Rates

The company pays most of the bpjs kesehatan contribution dues employees, for Wage Recipient Workers (PPU), company employees are subject to a BPJS Healthcare rate of 5% of wages. As a rule, 4% is borne by the employer, which is usually given in the form of BPJS Kesehatan benefits, while 1% is paid by the employee from salary deductions. With a maximum salary limit of Rp12.000.000,00.


The information provided here is based on our long experience. The process or requirement may vary depending on the specific facts and conditions. Besides, the law and regulations in Indonesia subject to frequent changes. Please contact us as your consultant to get an up to date information and accurate advice. More Information click here and You can also follow our social media accounts to see the latest information posts. please click on the following links: Facebook, Instagram, Linkedin, and Twitter.

Related Page

BPJS Kesehatan

Government Regulation Related to Health Insurance (BPJS Kesehatan)

BPJS Ketenagakerjaan

Government Regulation Related to BPJS Ketenagakerjaan

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